Cashback Offer

Term and Conditions

BANK OFFER DETAILS

1. Applicable only on select purchase  (AC, LED, REFRIGERATORS, WM).
2. Valid from 01.05.2026 to 31.05.2026
3. Cashback is applicable only on EMI transaction done on Pine Labs and Paytm Terminals. Applicable on Credit card EMI.
4.  Up-to 25 % cashback* up-to Rs.8 000/-
5. Applicable on select products of above Rs.20 000/- and transaction of above Rs.20 000/-
6. Relevant cashback would be given as per attached product list, there would be no degradation of cashback For product where 10% cashback is applicable, transaction amount should be of above Rs.40 000/- In case, transaction amount is less than Rs.40 000/- customer would not be eligible for any cashback
7. Cashback is eligible on single transaction and bill cannot be clubbed to avail the same.
8. To avail EMI option, you need to inform the store staff that the swipe needs to be done on LLOYD BRAND EMI on Pine Labs Terminals.
9. Cashback is available only at authorised stores.
10. Cashback amount would be printed on charge slip for eligible transactions. Customer will not receive Cashback if not eligible as per charge slip.
11. Cashback offer will be applicable only if the card is swiped on Pine labs terminal, valid on 3, 6, 9 and 12 months EMI.
12. Cashback offer is applicable on 3, 6, 9 and 12 months EMI only.
13. The offer is non-transferable, non-binding and non cashable
14. Cashback would be instant, in case of non-availability of instant cashback, Cashback amount will be credited within 90 days after offer end date.
15. In case of DCEMI where instant cashback is not available, cashback will get posted only after successful payment of First 3 consecutive EMI's.
16. Maximum One Transaction permitted per Card for cashback during the offer period.
17. All taxes, duties, levies or other statutory dues and charges payable in connection with the benefits of the Offer shall be borne solely by the Customer and the Bank and Havells India Ltd. will not be liable in any manner whatsoever for any such taxes, duties, levies or other statutory dues and charges.

18. Bank and Havells India Ltd. reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all or any of these terms and conditions or to replace, wholly or in part this Offer by another offer whether similar to this Offer or not or to extend or withdraw this Offer altogether.

*Instant cashback could be availed at the time of billing .i.e. customer would get instant discount of the cashback amount at the time of billing. They would not have to wait for 90 days to receive the cashback amount. Instant cashback is available at select counters. Instant cashback is available only on Pine labs Terminals

Up-to 25 % cashback is not available on all ACs, applicable only on selected Air conditioners.

Cashback is available only at authorised stores and on selected SKUS. For more details visit nearest Authorized Store.